BANK LOAN ASSISTANCE
Your new home is waiting! As we are almost done on your monthly payment and it is now the turn to process your Bank Financing to complete your payment for your unit, We are here to help and guide you on your bank loan.
For your awareness, here are the lists of partner-banks of SMDC for which you can avail upon applying a bank housing loan to pay for your remaining balance:
Banco De Oro
Chinabank
Bank of the Philippine Islands
Philippine National Bank
United Coconut Planters Bank
Security Bank
Hongkong and Shanghai Banking Corporation
Robinsons Bank
Maybank
PSBank
For your reference, you will be provided of the application form and here are also the lists of the requirements for employed and self-employed clients.
If Employed :
Application Form
COE with compensation
Income Tax Return / 2316
Valid IDs
Married Certificate (if married)
Bank Statements / Proof of Billings
Employed Abroad/retired :
Proof of Billing on Address (electric bill, water bill, phone bill)
Photocopy of Passport and working visa
Certificate of Employment or Letter from Employer supporting employment (OFW)
Latest 2 successive Payslip if applicable
Latest ITR if applicable
Retirement Funding Documents
Proof of Remittance
If self-employed/ Business :
Application Form
Photocopy of Audited financial for the last 2 years with BIR stamp
Single Proprietorship – Certificate of Business Registration (DTI)
Bank Statement or photocopy for the last 3 months
Proof of income
Trade references : List of suppliers & Customers ( at least 3 )
Lease contract and Copy of title ( for income derived from rental)
Articles of Incorporation and By-laws
Company profile
Photocopy of 2 government issued IDs (signatories) affix 3 specimen signatures
If self-employed abroad/ Business :
Business Registration Overseas
Latest 2 year comparative Financial Statements
Latest Tax Declaration Overseas
Latest Bank Statement or Certificate of Deposit stating 6 mos. ADB